Heroes Housing provides discounts and financial support, and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police and first responders to save significant money!

Ways you could save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value
  • No cost pre-approval, up to $500 value
  • Appraisal Report, up to $500 value
  • Reduced Real Estate Commission up to 25% off fees when buying or selling
  • Reduced Title fees

We have gone out and negotiated on your behalf for these discounts and our realtors believe in this program and our foundation so much they are willing to rebate some of their commission back to you as a THANK YOU for your service! Realtor partners can also often negotiate up to 3% (or up to 6% for government loans) in seller concessions to help cover your closing costs. Save THOUSANDS of dollars when purchasing a home through our Heroes Housing Program.

Another way we can help is our Home-savers program is funded through our Heroes Housing Foundation and assists Heroes and their families who are struggling with their mortgage due to disability or death to help bridge the gap with their mortgage during their crisis by making your 1st mortgage payment. Our services are FREE to our Heroes as a non-profit organization. Our Executive Director is a Nationally Certified Foreclosure Document Examiner who has worked as an Expert Witness in Foreclosure Prevention Cases.

Jason & Janine Morris, “The Morris Team”, have a long career in real estate.


In 2017, Janine completed the Leadership Academy with the Realtor Association of Sarasota and Manatee and also served on the Government Affairs, Professional Development and Scholarship committees.

Jason and Janine believe their top priority is to be a trusted advisor to educate their clients in all of the nuances of home buying and selling. They greatest joy is working with our community heroes to enable them to achieve their dream of homeownership because they make incredible sacrifices every day to make our lives better.  As part of the Excel Realty Team, they offer a commission rebate to our heroes as well as support the Heroes Housing Foundation, formed to help heroes in their time of need by making their mortgage payment.

Jason and Janine live in Riverview, FL with their son who plays travel baseball. Jason loves to golf and Janine enjoys serving her community as an Angel Team Leader with the Angel Foundation.  They serve clients in Hillsborough, Polk, Manatee, Sarasota and Pasco County.

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Scarlett Roger
(813)360-2807
scarlett.roger@tmf.mortgage

Scarlett Roger  is a Mortgage Professional in Tampa, Florida proudly servicing our clients in their homebuying process, for the past 30 years.  As the Founder of Heroes housing and the wife of a Retired Fire Captain, as well as a Grand Daughter of a Marine Veteran,  Scarlett has found a passion in serving our community of Heroes and assisting them with their homebuying needs. Scarlett is honored to educate our homeowners on Loan Programs for their specific needs. We service all varieties of Clients both Hero and non-Heroes in loan program variations from Condos, FHA, VA, Conventional and USDA. As a founder of Heroes Housing assistance, we contribute a portion of all of our transactions to our Heroes Housing Foundation.

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