Heroes Housing provides discounts and financial support and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police, and first responders to save significant money!

Ways you could save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value
  • No cost pre-approval, up to $500 value
  • Appraisal Report, up to $500 value
  • Reduced Real Estate Commission up to 25% off fees when buying or selling
  • Reduced Title fees

We have gone out and negotiated on your behalf for these discounts and our realtors believe in this program and our foundation so much they are willing to rebate some of their commission back to you as a THANK YOU for your service! Realtor partners can also often negotiate up to 3% (or up to 6% for government loans) in seller concessions to help cover your closing costs. Save THOUSANDS of dollars when purchasing a home through our Heroes Housing Program.

Another way we can help is our Home-savers program is funded through our Heroes Housing Foundation and assists Heroes and their families who are struggling with their mortgage due to disability or death to help bridge the gap with their mortgage during their crisis by making your 1st mortgage payment. Our services are FREE to our Heroes as a non-profit organization. Our Executive Director is a Nationally Certified Foreclosure Document Examiner who has worked as an Expert Witness in Foreclosure Prevention Cases.


(904) 295-4964


Sometimes the key to happiness is finding the RIGHT home

As a REALTOR ® with Vylla Home, I’m here to help you every step of the way!  I’m working to serve all heroes with their buying, selling, and refinancing home transactions. The heroes of our community, firefighters, law enforcement, military members, teachers and healthcare workers, sacrifice so much to serve our community by putting others before themselves.  I have witnessed the sacrifices made by those who serve, and I am so appreciative. These heroes are the backbone of our community and I want to give back by providing first-class real estate services.

Whether you’re a first-time homebuyer or an experienced homeowner, my in-depth knowledge of current market trends and the entire real estate process will help make your experience extraordinary.  I work with a team of financing professionals and closing specialist to bring your transaction to a successful close.  With over 6 years experience in residential real estate, I tailor to first time home buyers, investors, 2nd homes, new construction, and land purchases. I stay up to date and knowledgeable about VA loans, FHA loans, Conventional loans, grants, down payment, closing cost and more.

If you’re looking for a Professional Realtor that will be there to provide exceptional service from our first consultation to the closing table, please contact me to begin receiving the Heroes Housing advantage.

To view listings click here

Scarlett Roger (Lender) NMLS 1877247 813-360-2806 scarlett.roger@angeloakhomeloans.com

Scarlett Roger  is a Mortgage Professional in Tampa, Florida    proudly servicing our clients in their homebuying process,  for the past 30 years.  As the Founder of Heroes housing and the wife of a Retired Fire Captain, as well as a Grand Daughter of a Marine Veteran,  Scarlett has found a passion in serving our community of Heroes and assisting them with their homebuying needs. Scarlett is honored to educate our homeowners on Loan Programs for their specific needs. We service all varieties of Clients both Hero and non-Heroes in loan program variations from Condos, FHA, VA, Conventional and USDA. As a founder of Heroes Housing assistance, we contribute a portion of all of our transactions to our Heroes Housing Foundation.

To get pre-approved click here

The Texas Real Estate Commission requires us to give you two notices: