Heroes Housing provides discounts and financial support, and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police and first responders to save significant money!

Ways you could save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value
  • No cost pre-approval, up to $500 value
  • Appraisal Report, up to $500 value
  • Reduced Real Estate Commission up to 25% off fees when buying or selling
  • Reduced Title fees

We have gone out and negotiated on your behalf for these discounts and our realtors believe in this program and our foundation so much they are willing to rebate some of their commission back to you as a THANK YOU for your service! Realtor partners can also often negotiate up to 3% (or up to 6% for government loans) in seller concessions to help cover your closing costs. Save THOUSANDS of dollars when purchasing a home through our Heroes Housing Program.

Another way we can help is our Home-savers program is funded through our Heroes Housing Foundation and assists Heroes and their families who are struggling with their mortgage due to disability or death to help bridge the gap with their mortgage during their crisis by making your 1st mortgage payment. Our services are FREE to our Heroes as a non-profit organization. Our Executive Director is a Nationally Certified Foreclosure Document Examiner who has worked as an Expert Witness in Foreclosure Prevention Cases.


Lori LoScalzo

Whether you are buying or selling requires someone with the knowledge and expertise to put together the best deal possible. I am that Realtor. Someone you can count on to get you the most for your money, and to make sure that all of the details are dealt with properly. I am committed to providing superior and personalized service to all my clients, Whether you are looking to buy or sell a home, my clients are always my #1 priority. Call me if you are in the market, or just thinking of exploring your options. I am the one you can turn to. I want all my clients to end up in a home they truly love. That is true success to me.

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Scarlett Roger, NMLS 1877247

Scarlett Singleton-Roger NMLS 187247 is the National Lender for Heroes Housing and founder of the program. As a wife of a Fire Fighter she knows first hand the sacrifices our Home-Town Heroes make every day for our safety and health. She has experienced the missed holidays events and the emotional and health issues our Heroes face with out a thought to themselves. Her passion and dedication to our program founded the Heroes Housing Foundation where she serves as President. A portion of every deal goes to the foundation to assist Heroes in their time of need. Scarlett is a Mortgage Loan originator with The Mortgage Firm and she has 30 years experience in the Real Estate industry and 20 years in lending specifically. Before founding Heroes Housing she was an underwriter and Underwriting auditor and has extensive knowledge in all aspects of lending and bring this knowledge to guide our Heroes to the best loan option available to them. On top of making a contribution our Lender also will pay the appraisal fee and contribute a portion of her commission as a rebate back to the Hero.

Click Here for a link to apply for your loan today!