Heroes Housing provides discounts and financial support, and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police and first responders to save significant money!

Ways you could save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value
  • No cost pre-approval, up to $500 value
  • Appraisal Report, up to $500 value
  • Reduced Real Estate Commission up to 25% off fees when buying or selling
  • Reduced Title fees

We have gone out and negotiated on your behalf for these discounts and our realtors believe in this program and our foundation so much they are willing to rebate some of their commission back to you as a THANK YOU for your service! Realtor partners can also often negotiate up to 3% (or up to 6% for government loans) in seller concessions to help cover your closing costs. Save THOUSANDS of dollars when purchasing a home through our Heroes Housing Program.

Another way we can help is our Home-savers program is funded through our Heroes Housing Foundation and assists Heroes and their families who are struggling with their mortgage due to disability or death to help bridge the gap with their mortgage during their crisis by making your 1st mortgage payment. Our services are FREE to our Heroes as a non-profit organization. Our Executive Director is a Nationally Certified Foreclosure Document Examiner who has worked as an Expert Witness in Foreclosure Prevention Cases.


(561) 350-0661


Originally from Leeds, England, I have lived in Florida for almost 30 years, most of that time in Palm Beach County, and I now live in Wellington with my husband Rich and twins, Josh and Talia.

My kids are recent graduates of Palm Beach Central High School, and are now ready to fly the coup!

I have been a Realtor for over 25 years and absolutely love what I do. This is not a job to me, but a passion. I feel like a matchmaker, finding people and houses. One word of warning though – most of my clients end up being my friend so you better make sure you like me before we start working together!

I am a digital marketer and marketing specialist and I put maximum effort into selling your home whether it’s priced at $200,000 or $2M! My knowledge of digital marketing gives me the edge over the competition and I am able to get your home in front of 1000s of potential buyers. If you don’t believe me, let me show you my stats.

If you’re looking to buy a home, whether it’s upgrading, downsizing or starting your climb onto the homeownership ladder, let me help you find your Dream Home. Home buying is a very confusing, stressful, and emotional time and you need an agent by your side who can help navigate you through it.

As a 2x Breast Cancer Survivor, I know what an amazing job our Local Heroes do. If it wasn’t for them, I wouldn’t be here.  It is my pleasure and honor to work with Heroes Housing to help you with your home buying and selling.

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Scarlett Roger (Lender)
NMLS 1877247

Scarlett Roger  is a Mortgage Professional in Tampa, Florida    proudly servicing our clients in their homebuying process,  for the past 30 years.  As the Founder of Heroes housing and the wife of a Retired Fire Captain, as well as a Grand Daughter of a Marine Veteran,  Scarlett has found a passion in serving our community of Heroes and assisting them with their homebuying needs. Scarlett is honored to educate our homeowners on Loan Programs for their specific needs. We service all varieties of Clients both Hero and non-Heroes in loan program variations from Condos, FHA, VA, Conventional and USDA. As a founder of Heroes Housing assistance, we contribute a portion of all of our transactions to our Heroes Housing Foundation.

To get preapproved click here