Heroes Housing provides discounts and financial support, and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police and first responders to save significant money!

Ways you could save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value
  • No cost pre-approval, up to $500 value
  • Appraisal Report, up to $500 value
  • Reduced Real Estate Commission up to 25% off fees when buying or selling
  • Reduced Title fees

We have gone out and negotiated on your behalf for these discounts and our realtors believe in this program and our foundation so much they are willing to rebate some of their commission back to you as a THANK YOU for your service! Realtor partners can also often negotiate up to 3% (or up to 6% for government loans) in seller concessions to help cover your closing costs. Save THOUSANDS of dollars when purchasing a home through our Heroes Housing Program.

Another way we can help is our Home-savers program is funded through our Heroes Housing Foundation and assists Heroes and their families who are struggling with their mortgage due to disability or death to help bridge the gap with their mortgage during their crisis by making your 1st mortgage payment. Our services are FREE to our Heroes as a non-profit organization. Our Executive Director is a Nationally Certified Foreclosure Document Examiner who has worked as an Expert Witness in Foreclosure Prevention Cases.

Lake County Heroes Housing Affiliates 



Jen Hill is a seasoned, full time Realtor with a recipe for success. Her real estate practice is focused on Northwest Indiana including Griffith, Highland, Munster, Schererville, Crown Point, Dyer, St. John, Whiting, Merrillville and Hammond. As a native of Northwest Indiana, married to a local firefighter and with children in the school system – Jen’s market knowledge is unmatched. She views herself as a student of the industry, and tenaciously studies market data. Jen’s professional approach to her business is also unmatched. When under pressure, Jen is cool, calm and collected. As a result, people naturally gravitate to her and appreciate her lively humor but love her integrity, steely strength and focus. “When all is said and done, results are what count. Whether I am finding a buyer for your home or helping you find a new home, I provide the care and expertise to get you the results you want,” she shares. Jen Hill is a highly sought after Realtor by both buyers and sellers, alike.

Jen’s specialty is resale listings, and her sellers entrust Jen with their homes based on experience, thoroughness and responsiveness resulting in many success stories when combined with her marketing expertise and the promotional power of Keller Williams. Buyers value Jen Hill’s experience as a homeowner, a mom and a businessperson. Trust her to help you find the home of your dreams and the lifestyle resources you need to make this move the best decision you’ve ever made. Investors will appreciate Jen’s experience, advice and commitment to making the value of your real estate investments grow.

Jen can be reached at 219.313.2198 or Jhill@heroeshousing.com. Jen’s website is also an excellent resource, visit jenhillhomes.com for a comprehensive taste of the national real estate market.

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Scarlett Roger

Scarlett Roger  is a Mortgage Professional in Tampa, Florida proudly servicing our clients in their homebuying process, for the past 30 years.  As the Founder of Heroes housing and the wife of a Retired Fire Captain, as well as a Grand Daughter of a Marine Veteran,  Scarlett has found a passion in serving our community of Heroes and assisting them with their homebuying needs. Scarlett is honored to educate our homeowners on Loan Programs for their specific needs. We service all varieties of Clients both Hero and non-Heroes in loan program variations from Condos, FHA, VA, Conventional and USDA. As a founder of Heroes Housing assistance, we contribute a portion of all of our transactions to our Heroes Housing Foundation.

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