Heroes Housing provides discounts and financial support, and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police and first responders to save significant money!

Ways you could save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value
  • No cost pre-approval, up to $500 value
  • Appraisal Report, up to $500 value
  • Reduced Real Estate Commission up to 25% off fees when buying or selling
  • Reduced Title fees

We have gone out and negotiated on your behalf for these discounts and our realtors believe in this program and our foundation so much they are willing to rebate some of their commission back to you as a THANK YOU for your service! Realtor partners can also often negotiate up to 3% (or up to 6% for government loans) in seller concessions to help cover your closing costs. Save THOUSANDS of dollars when purchasing a home through our Heroes Housing Program.

Another way we can help is our Home-savers program is funded through our Heroes Housing Foundation and assists Heroes and their families who are struggling with their mortgage due to disability or death to help bridge the gap with their mortgage during their crisis by making your 1st mortgage payment. Our services are FREE to our Heroes as a non-profit organization. Our Executive Director is a Nationally Certified Foreclosure Document Examiner who has worked as an Expert Witness in Foreclosure Prevention Cases.

Frank Koulianos is a Pinellas County native and a graduate of Tarpon Springs High School. After earning his Bachelor’s Degree in Public Safety Administration from St. Petersburg College, Frank attended a graduate program at Arizona State University with a focus on Emergency Management.
While he’s not working on Real Estate deals, Frank loves spending time with his three daughters who are his absolute pride and joy. Frank is also an active member of Gulf Beach Lodge No.291 of Free and Accepted Masons in Madeira Beach, FL.
With over a decade of service as a former first responder himself, Frank knows the personal sacrifice that our heroes make and he greatly values the importance of honoring anyone who selflessly serves their community. Frank has personally witnessed the amazing impact that Heroes Housing had on the lives of his former colleagues and their families and is very excited to help continue moving forward with the mission. Frank strives for excellence in all that he does and takes pride in offering the following: 

  • 24/7 availability to his customers and business partners
  • Attentive Listening & Engaged Communication
  • Building strong relationships and networks
  • Dedication to delivering personalized services and customer satisfaction
  • A native’s expert knowledge of the Tampa Bay Area
  • A natural ability to maintain a cool & calm demeanor under pressure

 Frank is honored to be trusted with assisting you in meeting all of your Real Estate needs and values referrals as the greatest compliment he could receive.

Celia Merritt
(813) 957-2080


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