Heroes Housing provides discounts and financial support and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police, and first responders to save significant money!

Ways you could save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value
  • No cost pre-approval, up to $500 value
  • Appraisal Report, up to $500 value
  • Reduced Real Estate Commission up to 25% off fees when buying or selling
  • Reduced Title fees

We have gone out and negotiated on your behalf for these discounts and our realtors believe in this program and our foundation so much they are willing to rebate some of their commission back to you as a THANK YOU for your service! Realtor partners can also often negotiate up to 3% (or up to 6% for government loans) in seller concessions to help cover your closing costs. Save THOUSANDS of dollars when purchasing a home through our Heroes Housing Program.

Another way we can help is our Home-savers program is funded through our Heroes Housing Foundation and assists Heroes and their families who are struggling with their mortgage due to disability or death to help bridge the gap with their mortgage during their crisis by making your 1st mortgage payment. Our services are FREE to our Heroes as a non-profit organization. Our Executive Director is a Nationally Certified Foreclosure Document Examiner who has worked as an Expert Witness in Foreclosure Prevention Cases.

Tennessee Heroes Housing Affiliates




I am a real estate Affiliate Broker with Benchmark Realty and am also a Heroes Housing Program Affiliate. I have several years of experience helping buyers and sellers in achieving their real estate goals. I work with heroes in Law Enforcement,  Fire Fighters, Military, Medical professionals, and teachers and help them buy and sell homes. If you are a hero, I sincerely thank you for your service to our country/community as Hero!
Heroes qualify for the program because of their hero status. No hoops to jump through and no additional questions about the home you’re looking to buy or sell or even how much money you make! When buying a home, our heroes receive 25% of the sales price of the home as a reward after closing. Similarly, if you are selling a home we reduce the listing commission for our Heroes.
Heroes Housing is a program that was created as our way to say Thank You to the men and women that make our country and our communities a better place to live.
If you have the opportunity, please spread the word about the Heroes Housing program. There are no hidden fees, no red tape, no extra paperwork, no catch! I look forward to assisting our heroes!

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Scarlett Roger (Lender) NMLS 1877247 813-360-2806 scarlett.roger@angeloakhomeloans.com

Scarlett Roger  is a Mortgage Professional in Tampa, Florida    proudly servicing our clients in their homebuying process,  for the past 30 years.  As the Founder of Heroes housing and the wife of a Retired Fire Captain, as well as a Grand Daughter of a Marine Veteran,  Scarlett has found a passion in serving our community of Heroes and assisting them with their homebuying needs. Scarlett is honored to educate our homeowners on Loan Programs for their specific needs. We service all varieties of Clients both Hero and non-Heroes in loan program variations from Condos, FHA, VA, Conventional and USDA. As a founder of Heroes Housing assistance, we contribute a portion of all of our transactions to our Heroes Housing Foundation.

To get pre-approved click here