Heroes Housing provides discounts and financial support, and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police and first responders to save significant money!

Ways you could save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value
  • No cost pre-approval, up to $500 value
  • Appraisal Report, up to $500 value
  • Reduced Real Estate Commission up to 25% off fees when buying or selling
  • Reduced Title fees

We have gone out and negotiated on your behalf for these discounts and our realtors believe in this program and our foundation so much they are willing to rebate some of their commission back to you as a THANK YOU for your service! Realtor partners can also often negotiate up to 3% (or up to 6% for government loans) in seller concessions to help cover your closing costs. Save THOUSANDS of dollars when purchasing a home through our Heroes Housing Program.

Another way we can help is our Home-savers program is funded through our Heroes Housing Foundation and assists Heroes and their families who are struggling with their mortgage due to disability or death to help bridge the gap with their mortgage during their crisis by making your 1st mortgage payment. Our services are FREE to our Heroes as a non-profit organization. Our Executive Director is a Nationally Certified Foreclosure Document Examiner who has worked as an Expert Witness in Foreclosure Prevention Cases.

Orange County Heroes Housing Affiliates









Brenda Ferrandes is a real estate agent with Premium Properties Real Estate Services.  She has been serving Central Florida as well as the surrounding areas for several years.  Brenda worked in the banking and mortgage industry for 30 years, whereby this knowledge serves as an asset to her clients throughout the process of their transactions.  She has been an investor of real estate for 10 years and owns several rental properties.  In addition to working as a real estate agent, she is also the owner of Creative Imaging Limited, a promotional products company established 14 years ago.  She is the author of a children’s book, “Counting To Ten With Joey & Sophie” and is working on her second book.  Brenda is a native of Florida and lives in Orlando.

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Orange County Heroes Housing Lending Affiliates

Sarina Colburn
NMLS: 1761307


Hello! I’m Sarina, a lifelong Floridian, UCF Alumna, and Heroes Housing affiliate lender for
Seminole, Orange, and Brevard Counties in Central Florida. I am very much looking forward to
serving our hometown heroes alongside our Realtors and other partners through this program.
Not only do I have many friends who serve our communities as educators, medical
professionals, EMS/FD personnel, and law enforcement officers, but I have a family of career
firefighters who are either currently serving at or who have retired from fire departments here in
Central Florida, including my husband. I can’t wait to work with our local heroes as they
consider and pursue their homeownership goals and dreams.

To get pre-approved click here

For more information please complete the form below: