Heroes Housing provides discounts and financial support, and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police and first responders to save significant money!

Ways you could save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value
  • No cost pre-approval, up to $500 value
  • Appraisal Report, up to $500 value
  • Reduced Real Estate Commission up to 25% off fees when buying or selling
  • Reduced Title fees

We have gone out and negotiated on your behalf for these discounts and our realtors believe in this program and our foundation so much they are willing to rebate some of their commission back to you as a THANK YOU for your service! Realtor partners can also often negotiate up to 3% (or up to 6% for government loans) in seller concessions to help cover your closing costs. Save THOUSANDS of dollars when purchasing a home through our Heroes Housing Program.

Another way we can help is our Home-savers program is funded through our Heroes Housing Foundation and assists Heroes and their families who are struggling with their mortgage due to disability or death to help bridge the gap with their mortgage during their crisis by making your 1st mortgage payment. Our services are FREE to our Heroes as a non-profit organization. Our Executive Director is a Nationally Certified Foreclosure Document Examiner who has worked as an Expert Witness in Foreclosure Prevention Cases.

Osceola County Heroes Housing Affiliates

Karen Betts (619)307-9465 Karen@excelrealtyfl.com

REAL ESTATE AGENT

Your decision to buy or sell a home will be one of the most important transactions you will ever make; my objective is to simply provide you with the highest level of customer service possible. My experience along with a Master’s Degree in Business Management allows me to assist you in the step by step process with utmost professionalism. As a United States Navy Veteran who understands the concept of working with a team, I will do my best to coordinate with the necessary affiliates who will best serve your needs. If you are a first-time home buyer, great, I am Military Relocation Program Certified and a First Time Home Buyer Specialist equipped to assist you. I understand the importance of ongoing communication and will provide feedback every step of the way to build a strong lasting relationship.

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Scarlett Roger NMLS#1877247 is the Founder of Heroes Housing and a National Lender with Heroes Housing she s a loan Officer with The Mortgage Firm Tampa
www.ScarlettRoger.com

Scarlett Roger  is a Mortgage Professional in Tampa, Florida proudly servicing our clients in their homebuying process, for the past 30 years.  As the Founder of Heroes housing and the wife of a Retired Fire Captain, as well as a Grand Daughter of a Marine Veteran,  Scarlett has found a passion in serving our community of Heroes and assisting them with their homebuying needs. Scarlett is honored to educate our homeowners on Loan Programs for their specific needs. We service all varieties of Clients both Hero and non-Heroes in loan program variations from Condos, FHA, VA, Conventional and USDA. As a founder of Heroes Housing assistance, we contribute a portion of all of our transactions to our Heroes Housing Foundation.